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Published on: 23 December 2022, last updated on: 01 June 2023

1. Purpose
These Terms of Service are intended to describe usage of the SMPLR – a crypto financial analytics, managerial accounting and reporting platform. SMPLR is delivered and operated by VentureBuilder OÜ, Estonian limited company number 16732662 with our registered office address at Veskiposti 2-1002, Tallinn 10138, Harju maakond, Estonia and its affiliates (“we”, “us”, “ours”, “company” or “SMPLR”).

This Terms of Service Agreement (the “Agreement”) is a legally binding contract that shall govern our relationship with our users and others who may interact or interface with SMPLR and our subsidiaries and affiliates, in association with the use of the SMPLR app and website which includes, (collectively “SMPLR”), and its Services, which shall be defined below.

This Agreement specifically incorporates by reference, the entirety of our Privacy Policy and Disclaimer.

2. Access to the Services
2.1. Legal capacity
The Services can be accessed by:
  • Any person having the full legal capacity to be bound by these Agreement. Any person who does not have such full legal capacity may only access the Services with the agreement of their legal representative.
  • Any entity acting through a person having full legal capacity to contract for and on behalf of the entity.

3. Acceptance of the Agreement
By registering an account on you are accepting to be bound by this Terms of Service. This acceptance can only be full and complete. Any qualified acceptance is considered null and void. Clients who do not accept to be bound by the Agreement must not use the Services.

4. Registering on the Website
4.1. In order to use the Services, Clients must register on the SMPLR website by completing the registration form available on Clients must provide all information that is marked as being required. Incomplete registrations shall not be validated.
Registering automatically entails the opening of an account in the Client name (hereinafter referred to as the "Account").
It is the Client's responsibility to select the Users who have access to the Services, within the maximum number specified in the offer subscribed by the Client (hereinafter referred to as the “Offer”) which is described on the Website, to determine the nature of the accesses given to them, as well as the data and information to which they have access. The various conditions of access for Users are described in the Website.
It is also the Client's responsibility to designate, among the Users, the one or ones who will be in charge of the administration of Account (hereinafter referred to as the "Administrators"), as well as to communicate to SMPLR, by any useful written means, the names and email addresses of the Administrators and Users, so that the SMPLR can open an account in the name of each of them (hereinafter referred to as the "User Accounts"). Clients guarantee that all information they provide in their registration form is exact, up to date and sincere and is in no way misleading or dishonest.
They agree to update this information in their Personal Workspace (hereinafter referred to as the “Personal Workspace”) in the event that any of it should change in order to continuously meet the above-mentioned criteria.
Users are hereby informed and accept that the information provided by them for the creation or update of their Use Account is valid as proof of their identity. SMPLR does not verify Users information upon registration.
5.2. Users can access their Personal Workspace by logging in to the Website using their login and their password.
Users agree to use the Services themselves personally and agree not to allow any third party to use them on their behalf, unless accepting full responsibility for the consequences.
Users are also responsible for keeping their login and password confidential, as any access to the Services with these login and password are deemed to be made by them.
Users must contact SMPLR immediately through, if they notice that their Account has been used without their knowledge. Users acknowledge SMPLR’s right to take all measures it deems appropriate in a case such as this.

6. Description of the Services
Clients have access to the following Services included in the Offers described on the Website, in a format and according to the technical means that SMPLR deems the most appropriate.

6.1. Fetching from the blockchain data providers and aggregation of all the crypto transactions; Aggregation of all fiat transactions added by Clients and addition of information to the Clients transactions to make the accounting easier. Using the Services, the Client can aggregate all their crypto and fiat transactions and access to them via their Account.
The Services allows the Clients to synchronize their data from their crypto wallets and retrieve their full transaction history through APIs.
The Services allows Clients to define the nature of their transactions by completing:
  • Automation rules: setting rules to assign their transactions to the right income / expense categories
  • Contacts: labeling counterparties of their transactions
  • Attachments: attaching documents (invoices, acts, etc.) and notes to their transactions

6.2. Crypto-to-fiat / fiat-to-fiat cost-basis calculation system
The Services uses prices taken from partners via the API
  • for transactions with crypto assets information about the valuation is based on price rates taken via partner Coingecko within 5 minutes time frame
  • for transactions with fiat assets information about the valuation is based on price rates taken via partner Exchangerates updated on a daily basis

6.3. Tracking business portfolio
The Services allows the Clients to get a consolidated and real time view of their crypto wallets and assets in a dashboard accessible via the Account.

6.4. Crypto accounting system
Clients can create and manage their chart of accounts, run budgeting, label accounts, to get a comprehensive overview of the company's finances and obligations

6.5. Exporting reports
Clients can export reports through the Services to answer to their accounting and audit needs, such as:
  • connected accounts report;
  • counterparties report;
  • transaction history;
  • end-of-day balance positions report;
  • cashflow report;
  • income statement;

6.6. Hosting of the data
SMPLR provides the hosting of the data on encrypted servers, in compliance with the best practices and safety rules of the profession.
The Client is informed and agrees that SMPLR may collect, store, and use anonymous Client’s generated data; including after termination of the subscription and Services, to improve the Services and the Services or to create and provide any new innovation or Service.

6.7. Availability of the Services and the data
SMPLR shall make its best effort to ensure an optimal availability of its server infrastructure.
Nevertheless, the Client expressly acknowledges and accepts that SMPLR reserves the right to interrupt access to the Services and data momentarily for maintenance purposes.
Given the complexity of the internet, the disparity in capacity of the various subnetworks, the fluctuations in the number of users of the Services at peak times, the various bottlenecks over which SMPLR has no control, the liability of SMPLR shall be limited to the running of its servers, the external limits of which are their points of connection.
SMPLR shall not be held liable for (i) access speed to its servers, (ii) slowdowns that are external to its servers and (iii) faulty transmissions caused by technical malfunctions or failures of these networks.
Also the Client expressly acknowledges and accepts that SMPLR has no control over the crypto wallets which are connected to the Services through APIs and shall not be held liable for any anomaly provided from them.

6.8. SMPLR blockchain infrastructure
To ensure high-quality service, SMPLR has deployed its own blockchain infrastructure for processing and obtaining transaction history, hosted at:

These services are publicly available and free, including for API requests. However, SMPLR completely disclaims any responsibility for the completeness of the presented data and reserves the full right to partially or completely restrict access to these services if external user requests may affect the quality of the services provided by SMPLR to its Clients.

6.9. Scope of the license
SMPLR grants to the Client a limited, personal, non-transferable, non-sublicensable, non-exclusive license to use the Services. The license is granted for the sole purposes of the use of the Services, for the Client’s own needs and by the sole User(s) authorized by the Client.
The right of use means the right to represent and implement the Services in accordance with its purpose, via a connection to a communications network. As a result, any other use of the Services is prohibited.
The Client is strictly forbidden to:
  • sell, transfer, or distribute in any way the Services
  • reproduce permanently or temporarily any part of the Services, in whole or in part, by any means and in any form
  • modify the Services and / or merge all or part of the Services into other computer programs
  • remove, obscure or alter in any way any mention of ownership associated with the Services
  • compile the Services, decompile, disassemble, translate, analyze, reverse engineer or attempt to do so
  • use the Services to develop a competing product
  • and more generally to perform any act of use or exploitation of the Services not included in the license
The license shall come into force upon the date when the Users’ registrations are validated.

6.10. Maintenance and support Services
6.10.1. Corrective maintenance
The purpose of corrective maintenance is to correct, during the term of the subscription, as defined in article “Term of the Services, Subscription”, all anomalies, being understood as a bug or a malfunction that may be found on the Services and its new versions (hereinafter referred to as the “Anomalies”) after the Users’ registration takes effect.
The Client shall notify SMPLR of any Anomaly, via live chat available on the Services or by email at the following contact address ( attempting to give a maximum of useful information so that SMPLR may characterize the incident.
SMPLR shall then proceed to the diagnosis of the Anomaly, including by verifying whether its origin is the Services or not. SMPLR shall inform the Client by email or live chat available on the Services of the results of this diagnosis in a timely manner.
In case SMPLR finds that the origin of the Anomaly is not the Services, it shall inform the Client without delay. Otherwise, it shall commit the necessary resources to correct the Anomaly as soon as practicable.

6.10.2. Update maintenance
During the term of subscription, as defined in article “Term of the Services, Subscription”, SMPLR shall make the Client benefit from all improvements of the functionalities of the Services (hereinafter referred to as the “Updates ”).
The nature and the frequency of these Updates shall be left at SMPLR’s own discretion.
The Client expressly agrees that the Updates shall be performed automatically and without prior notice.

6.10.3. New versions
During the term of Subscription, as defined in article “Term of the Services, Subscription”, SMPLR shall make the Client benefit from all changes of the Services by adding new functionalities (hereinafter referred to as the “New Versions”).
The Client acknowledges and expressly agrees that it will be carried out either free of charge, either for a fee, and that in both cases it may be made available to other SMPLR Clients.
In the last case, New Versions will be subject to a specific price. SMPLR will send the Client a quotation, in which will be specified the terms of their realization, their price and terms of payment.
The Client may validate this quotation by sending a signed version to SMPLR.

6.11. Technical and onboarding support
Besides Anomalies and regarding any question in relation with the Services, SMPLR provides technical support which consists of self-service tools, onboarding sessions, other assistance and advice.
Onboarding sessions are to be planned through the email to SMPLR customer success team at the address:
Such support can be provided through live chat available on the Services or emails to SMPLR’s support service at the address:
According to the requirements, SMPLR shall assess the time needed for answers, as well as their nature, and shall inform the Client of such assessment.

7. Term of the Services and subscription
The Services are accessible in the form of free or paid subscription (hereinafter referred to as the “Subscription”).
Paid Subscription begins on the day of the payment by the Client at the end of the Date of Subscription expiration.
Depending on the Offer chosen by the Client, the Subscription may have a term of 1 (one) month or 1 (one) year (hereinafter referred to as the “Initial Period”), from date to date.
It is then automatically renewed for successive periods of the same term as the Initial Period (hereinafter referred to, with the Initial Period, as the “Subscription Period(s)”), from date to date, unless the Client has asked SMPLR to unsubscribe or SMPLR has requested the cancellation of the Subscription of the Client .
Clients can unsubscribe at any time from their Account. Their Subscription shall be canceled immediately but Client will keep the access to Service until the Initial period expiration date.
When Clients subscribed for a 1 (one) year Initial Period, they can only unsubscribe at any time after the end of the Initial Period.
Any started Subscription month is due in its entirety.

8. Financial Conditions
8.1. Prices
The prices of the Offers are indicated on the Website.
Unless otherwise stated, they are expressed in Dollars and are inclusive of taxes.
SMPLR reserves the right, in its sole discretion and according to conditions that it deems appropriate, to propose promotional offers or price reductions.

8.2. Terms of payment
The payment of the Subscription price is carried out:
  • by direct debit from the Client’s bank card.

The direct debit is implemented by the secured payment service provider Stripe, that SMPLR entrusts with the storage of the Client’s bank data to this end. SMPLR doesn’t store any bank data.
The price of the Subscription is due and the direct debit is carried out on the day of the beginning of the first Subscription, then on the date of each Subscription renewal.
The Client guarantees to SMPLR that it has all the necessary authorizations to use the chosen payment mode. The Client undertakes to take all necessary measures so as to ensure safe carrying out of the direct debit.

8.3. Subscription upgrade or downgrade
The Client can upgrade or downgrade its Subscription at any time, through its Account.
The upgrade applies at the moment of the upgrade for the duration of the new subscription.
In the case of a Subscription downgrade, the downgrade applies at the end of the subscription period. In the case of a Subscription downgrade, the Client loses some of the functionalities of the Services attached.

8.4. Price revision
The prices provided on the Website may be revised by SMPLR at any time, in its sole discretion.
The Client will be informed of this revision by SMPLR by any written mean (including email), at least:
1 (one) week before the entry into force of the new prices, if the Subscription Period has been subscribed for a duration of 1 (one) month
2 (two) months before the entry into force of the new prices, if the Subscription Period has been subscribed for a duration of 12 (twelve) months.
When effective, the new prices apply upon the renewal of the Subscription.
The Client who does not accept the new prices must cancel its Subscription according to the provisions set out in Article “Term of the Services and subscription”. Clients who continue to use the Services after the entry into force of the new prices shall be deemed to have accepted them.

8.5. Invoicing
SMPLR shall issue invoices for the Services, for each Subscription Period.
These invoices will be sent to the Client through any pertinent channel.

8.6. Payment delays and incidents
Clients are hereby informed and expressly agree that any payment delay of all or part of any payable amount at its due term shall automatically entail, without prejudice to the provisions set out in Articles 13 (Sanctions for breaches) and 7 (Term of the Services and subscription) and from the day following the payment date indicated in the invoice:
Forfeiture of the term of all amounts payable by the Client in question, that will become immediately due,
Immediate suspension of current Services until complete payment by the Client in question of all amounts due,
Invoicing of a late payment interest, for SMPLR’s benefit, at the rate of 3 (three) times the legal interest rate, calculated on the total of all amounts due by the Client in question and a flat indemnity of 40 (fourty) euros as recovery fees, without prejudice of any further compensation in the event effective recovery fees should be higher than this amount.

9. Agreement in relation to proof
Clients expressly acknowledge and accept that:
Data collected on SMPLR’s Services and its computer equipment attest to the reality of the transactions performed in the context of this agreement
These data are the main means of acceptable proof between the parties, in particular for the calculation of amounts due to SMPLR.
Clients can access these data in their Account.

10. Obligations for Clients
Without prejudice to other obligations provided for in this agreement, the Client undertakes to respect the following obligations.
10.1. The Client undertakes to provide SMPLR with all documents, data and information necessary for the appropriate fulfillment of SMPLR’s obligations under this agreement.
More generally, the Client undertakes to actively cooperate with SMPLR for the proper performance of this agreement and to keep SMPLR informed with any difficulty in such performance.
10.2. The Client acknowledges having read and understood the characteristics and constraints of the Services, having received from SMPLR all necessary guidance, instructions and details to subscribe with full knowledge to this agreement, and being fully acquainted with the Services that it has, prior to this agreement, sufficiently spoken with SMPLR to ensure that the Services fulfills its expectations, needs and constraints.
10.3. The Client expressly acknowledges that the implementation of the Services, as well as any communication with SMPLR including in the context of remote maintenance and support services, require that it should be connected to the internet and that it is solely responsible for such connection.
10.4. The Client is solely responsible for the use of the Services by Users. The Client warrants that the Users shall not use the Services for any illicit, non-compliant or unauthorized purposes, including against all laws and regulations in force. The Client is therefore solely responsible for setting up procedures aimed at preventing and redressing the commission of such acts.
More generally, the Client is solely responsible for business decisions that may have been made by the Users, or any other person belonging to the Client’s company, on the basis of the data collected via the Services.
10.5. The Client undertakes not to allow access to the Services to a number of Users exceeding the number indicated in the Subscription.
To this end, the Client acknowledges being informed that SMPLR reserves the right to monitor the access of the Services by the Users and ensure that each account is used only by its sole User.
10.6. Clients acknowledge that the Services provides them with an additional solution, not an alternative solution, for having an automated bookkeeping platform and that these Services cannot substitute other means that Clients may dispose of elsewhere to reach the same goal.
10.7. The Client is solely responsible for its relations with its crypto wallets, exchange accounts and custody solutions and other partners, as well as for the respect of its contractual commitments towards them. SMPLR should not be responsible for any difficulty that may arise in this context.
10.8. The Client must ensure that the management of Users, access privileges and more generally, system settings shall be conducted professionally and that the User shall be a “person skilled in the art” who will be placed under the Client’s sole responsibility.

11. Clients’ Guarantee
Each Client agrees to defend, indemnify and hold SMPLR harmless from and against any claims, demands, actions and/or grievances whatsoever, that SMPLR could incur as a result of a breach by the Client in question of any one of its obligations or guarantees under these Agreement.
Clients agree to compensate SMPLR for any prejudice that the latter could be subject to, and to pay any costs, liabilities, charges and / or convictions that the latter could incur, as a result of such a breach.

12. Prohibited behavior
12.1. It is strictly prohibited to use the Services to the following ends:
  • Carrying out activities that are unlawful, fraudulent or infringe on the rights or the security of others,
  • Violating public order or any local policy or laws,
  • Hacking into the computer system of a third party or any activity aimed to harm, control, interfere or intercept all or part of a third party’s computer system, violating its integrity or its security,
  • Sending unsolicited emails and / or prospecting or commercial solicitation,
  • Tampering with the aim to improve referencing of another site,
  • Using the Website or Services for the release of information or links to third party websites,
  • Assisting or inciting, in any manner or form whatsoever, the carrying out of one or several of the actions or activities described above,
  • And more generally, any action that uses the Services for any other purpose than that for which they were designed.
12.2. Clients are strictly prohibited from copying and / or using for their own purposes or those of a third party, the concept, technology or any other component of SMPLR’s Website and Services.
12.3. The following is also strictly prohibited: (i) any behavior that would interrupt, suspend, slow down or prevent continuity of the Services, (ii) any hacking or attempts to hack into SMPLR’s IT systems, (iii) any hijacking of the Website’s or Services’ system resources, (iv) any acts that would place a disproportionate load on the Website’s or Services’ infrastructure, (v) any attempts to breach the Website’s or Services’ security and authentication structures, (vi) any acts that could infringe on the rights and financial, commercial and moral interests of SMPLR or of the Users of its Services and finally, more generally, (vii) any breach of these Agreement.
12.4. It is strictly prohibited to make money from, sell or concede all or part of one’s access to the Services or to the Services or to the information that is hosted and / or shared on the Services.

13. Sanctions for breaches
In the event of a breach by the Client of any of the provisions of these Agreement or more generally, of any infringement by the former of any laws and regulations in force, SMPLR reserves the right to take any measures it deems appropriate, effective immediately after discovery by SMPLR, without prejudice to any damages that could be claimed from the Client in breach, and in particular:
to suspend and cancel the Subscription and the access to the Services for any Client who has breached any provision or infringed any law or regulation, or who has participated in this breach or infringement
· to inform any relevant authorities
· to commence and prosecute any legal proceedings.

14. Liability and guarantee of SMPLR
14.1. SMPLR shall fulfill its obligations under this agreement with diligence and in compliance with trade practice, specifying that it has an obligation to provide due care, but this without any obligation of result, and this is expressly acknowledged and agreed by Clients.
14.2. SMPLR shall provide adequate personnel and assume a commitment to advise, inform, recommend and warn with regard to the Client.
In particular, SMPLR undertakes to inform the Client of any difficulty that may occur with regards to the implementation or the use of the Services.
14.3. SMPLR undertakes to set up adequate procedures in order to strengthen the security of the functioning of the Services and to prevent any failure, intrusion or intrusion attempt by malicious third party.
However, SMPLR should not be held responsible for any lack of vigilance or security by the Clients or Users in the preservation of their connection ID or for any lack of security due to the Client crypto wallets, exchange accounts and custody solutions connected to the Services through APIs.
14.4. SMPLR undertakes to keep strictly confidential all data collected through the Services, under this agreement, and to take all appropriate measures to ensure their security and confidentiality.
The Client expressly acknowledges having reviewed said measures and considering they are sufficient to enable SMPLR to fulfill its above-mentioned obligations of security and confidentiality.
14.5. SMPLR shall not be held responsible if the Services is ever momentarily difficult (or impossible) to access, the causes of these circumstances being outside SMPLR’s control, force majeure, or due to any disruption in the telecommunications network.
14.6. SMPLR shall not be held liable for any delay arising from (i) late or defective transmission by the Client of data and information necessary for the implementation of the Services or (ii) all defects for which SMPLR is not directly responsible.
SMPLR shall not be held responsible for any damage which is not incurred by a malfunction of the Services, in particular all difficulties arising from the Client’s infrastructure, personnel, materials or software.
14.7. In any event, SMPLR shall not be held liable to the Client for the payment of damages of any kind, whether they be direct, materiel, commercial, financial or moral, for an amount exceeding the total amount invoiced by SMPLR in the twelve (12) months prior to the time the alleged damages occurred.

15. Intellectual Property on the Website and the Services
The systems, software, structures, infrastructures, databases and content (text, images, graphics, music, logos, trademarks, databases, etc.) used by SMPLR on the Services and the Website, are protected by all intellectual property rights, or rights for the creators of databases, in force. Any dismantling, decompilation, deciphering, extracting, reusing, copying and, more generally, any reproduction, representation, publishing or use of all or part of any of these items, without SMPLR’s authorization, is strictly prohibited and could lead to prosecution.
The license does not grant the Client any intellectual property rights in the Services, which remains the exclusive property of SMPLR.

16. Personal Data
SMPLR and the Client undertake, each on its own behalf, to comply with the laws and regulation that apply to personal data, including the General Data Protection Regulation (regulation (EU) 2016/679 of the European Parliament and of the Council of 27 April 2016) as from its entry into force, namely May 25th, 2018.
SMPLR practices a policy of protection of personal data, the characteristics of which are detailed in the document “Privacy Policy”, which Clients are expressly invited to read.

17. Links and Third-Party Services
SMPLR can in no way be held liable for the technical availability or unavailability of Internet sites or solutions operated by third parties (including its potential partners) which Clients would access through APIs or links on the Website.
SMPLR shall not be liable for content, advertisements, products and / or services available on such third-party solutions, sites or mobile applications and Users are hereby reminded that these solutions, sites or applications are governed by their own terms and conditions of use.
SMPLR shall not be liable for any transactions conducted between Clients and any advertisers, professionals or salespersons (including its potential partners) to which Clients may be oriented through the Website and shall not take part in any disputes whatsoever with these third parties, particularly concerning the delivery of products and / or services, guarantees, declarations or any other obligations whatsoever to which these thirds parties may be bound.

18. Customer references
Clients expressly authorize SMPLR to cite and use as appropriate a reproduction of their trademark or logo as a customer reference, especially at events, in its business documents and on its Internet site, in any form whatsoever.

19. Amendments
SMPLR reserves the right to amend this Agreement at any time.
Clients shall be informed of these amendments through any pertinent channel.
Any Client who does not agree with the amended Agreement must unsubscribe from the Services according to the provisions set out in Article “Term of the Services and subscription”.
These amendments will apply upon the renewal of the Subscription Period of the Client.
Clients who continue to use the Services after the entry into force of the amended terms and conditions shall be deemed to have accepted these amendments.

20. Law and Jurisdiction
This Agreement is governed by the law of Estonia.
In the event of dispute concerning the validity, interpretation and / or application of this Agreement, all parties agree that the courts of Tallinn shall be the only competent jurisdiction capable of judging the dispute, save conflicting mandatory rules of practice.

We are working hard to make SMPLR a top end solution for digital asset accounting purposes. However, we do not provide legal, audit or accounting services or advice. You are using the Service to account digital assets and transactions on your own understanding of accounting standards (IAS, IFRS, GAAP and any other) and bear responsibility to comply with it and/or any regulating accounting legislature regarding your entity or organization. We do not guarantee that your reports made using the Service will pass any tax, accounting, or other audit. Please consider using the help of professional lawyers, auditors, and accountants to make sure your official reports are compliant with any laws and standards. Please read the following disclaimer carefully:

1. Your use of the Service is at your sole risk. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, or course of performance. We do not guarantee that:
a. the Service will function uninterrupted, secure or available at any particular time or location,
b. the any errors or defects will be corrected,
c. the Service is free of viruses or other harmful components; or
d. the results of using the Service will meet your requirements.
You hereby understand and agree that Company will not be liable for any losses or damages arising out of or relating to:
a. any inaccuracy, defect or omission of digital assets price data,
b. any error or delay in the transmission of such data,
c. interruption in any such data,
d. regular or unscheduled maintenance carried out by SMPLR or it's vendors and service interruption and change resulting from such maintenance,
e. any damages incurred by other users’ actions, omissions or violation of these terms,
f. any damage caused by illegal actions of other third parties or actions without authorized by SMPLR; and
g. other exemptions mentioned in disclaimers and platform rules issued by SMPLR.
2. No Investment Advice
The information provided by SMPLR does not constitute investment advice, financial advice, trading advice, or any other sort of advice and you should not treat any of the SMPLR content as such. SMPLR does not recommend that any cryptocurrency should be bought, sold, or held by you. Do conduct your own due diligence and consult your financial advisor before making any investment decisions.
3. No Accounting Advice or Automation
The information provided by SMPLR does not constitute accounting advice, tax advice, trading advice, or any other sort of advice and you should not treat any of the website's content as such. The information provided on SMPLR's website/mobile applications does not constitute accounting automation, tax automation, or any other sort of automation and you should not treat any of the website's content as such. SMPLR does not guarantee the accuracy of any value shown on the website as they are generated through multiple data sources which are or are not owned by SMPLR. We strongly advise you to conduct your own due diligence and consult your financial advisor(s) before making any decision based on information provided by the website/mobile applications.

4. Accuracy of Information
The data used in SMPLR is prepared from third party data sources. However, SMPLR will strive to ensure accuracy of information listed on SMPLR although it will not hold any responsibility for any missing or wrong information. SMPLR provides all information as is. You understand that you are using any and all information available here at your own risk.

5. Non-Endorsements
The appearance of third-party information, news, and hyperlinks, images or notifications on SMPLR does not constitute an endorsement, guarantee, warranty, or recommendation by SMPLR. Make sure to conduct your own due diligence before deciding to use any information.